{"id":504,"date":"2026-04-09T10:19:47","date_gmt":"2026-04-09T10:19:47","guid":{"rendered":"https:\/\/ezeepay.app\/blog\/?p=504"},"modified":"2026-04-09T10:19:47","modified_gmt":"2026-04-09T10:19:47","slug":"pm-mudra-yojana-complete-guide-to-start-your-business-with-government-support","status":"publish","type":"post","link":"https:\/\/ezeepay.app\/blog\/pm-mudra-yojana-complete-guide-to-start-your-business-with-government-support\/","title":{"rendered":"PM Mudra Yojana: Complete Guide to Start Your Business with Government Support"},"content":{"rendered":"<p data-start=\"785\" data-end=\"1059\">Starting a small business in India has become easier with government-backed schemes like the <strong data-start=\"878\" data-end=\"897\">PM Mudra Yojana<\/strong>. Whether you are a shop owner, startup enthusiast, or aspiring entrepreneur, this scheme provides financial assistance without heavy documentation or collateral.<\/p>\n<p data-start=\"1061\" data-end=\"1237\">In this blog, we will cover everything you need to know about PM Mudra Yojana, including eligibility, benefits, loan types, application process, and frequently asked questions.<\/p>\n<hr data-start=\"1239\" data-end=\"1242\" \/>\n<h2 data-section-id=\"fak7ze\" data-start=\"1244\" data-end=\"1275\"><span role=\"text\">What is PM Mudra Yojana?<\/span><\/h2>\n<p data-start=\"1277\" data-end=\"1520\">PM Mudra Yojana (Pradhan Mantri Mudra Yojana) is a government initiative launched to support small and micro enterprises by providing loans up to \u20b910 lakh. The main objective is to promote entrepreneurship and generate employment across India.<\/p>\n<p data-start=\"1522\" data-end=\"1560\">This scheme is specially designed for:<\/p>\n<ul data-start=\"1561\" data-end=\"1657\">\n<li data-section-id=\"1cca9yk\" data-start=\"1561\" data-end=\"1582\">Small shopkeepers<\/li>\n<li data-section-id=\"1l8nzoe\" data-start=\"1583\" data-end=\"1595\">Startups<\/li>\n<li data-section-id=\"r59kr1\" data-start=\"1596\" data-end=\"1605\">MSMEs<\/li>\n<li data-section-id=\"xb76w7\" data-start=\"1606\" data-end=\"1627\">Service providers<\/li>\n<li data-section-id=\"gw2dds\" data-start=\"1628\" data-end=\"1657\">Self-employed individuals<\/li>\n<\/ul>\n<hr data-start=\"1659\" data-end=\"1662\" \/>\n<h2 data-section-id=\"fyjbka\" data-start=\"1664\" data-end=\"1704\"><span role=\"text\">When Was PM Mudra Yojana Started?<\/span><\/h2>\n<p data-start=\"1706\" data-end=\"1855\">PM Mudra Yojana was launched on <strong data-start=\"1738\" data-end=\"1754\">8 April 2015<\/strong> by the Government of India to provide financial support to non-corporate, non-farm small businesses.<\/p>\n<p data-start=\"1857\" data-end=\"2000\">Since its launch, millions of entrepreneurs have benefited from this scheme, making it one of the most successful financial inclusion programs.<\/p>\n<hr data-start=\"2002\" data-end=\"2005\" \/>\n<h2 data-section-id=\"1m7i5zr\" data-start=\"2007\" data-end=\"2034\"><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-508 size-large\" src=\"https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra-1024x512.png\" alt=\"PM mudra\" width=\"750\" height=\"375\" srcset=\"https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra-1024x512.png 1024w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra-300x150.png 300w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra-768x384.png 768w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra-1536x768.png 1536w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra-1568x784.png 1568w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-mudra.png 1774w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 data-section-id=\"1m7i5zr\" data-start=\"2007\" data-end=\"2034\"><span role=\"text\">Types of Mudra Loans<\/span><\/h2>\n<p data-start=\"2036\" data-end=\"2112\">PM Mudra Yojana offers loans under three categories based on business needs:<\/p>\n<h3 data-section-id=\"1wag8i1\" data-start=\"2114\" data-end=\"2136\"><span role=\"text\">1. Shishu Loan<\/span><\/h3>\n<ul data-start=\"2137\" data-end=\"2209\">\n<li data-section-id=\"1qkmj8s\" data-start=\"2137\" data-end=\"2167\">Loan amount: Up to \u20b950,000<\/li>\n<li data-section-id=\"152mf5c\" data-start=\"2168\" data-end=\"2209\">Best for: Small startups or beginners<\/li>\n<\/ul>\n<h3 data-section-id=\"12yj787\" data-start=\"2211\" data-end=\"2234\"><span role=\"text\">2. Kishore Loan<\/span><\/h3>\n<ul data-start=\"2235\" data-end=\"2303\">\n<li data-section-id=\"1g4qn3f\" data-start=\"2235\" data-end=\"2270\">Loan amount: \u20b950,000 to \u20b95 lakh<\/li>\n<li data-section-id=\"oo5rbo\" data-start=\"2271\" data-end=\"2303\">Best for: Growing businesses<\/li>\n<\/ul>\n<h3 data-section-id=\"2qsosr\" data-start=\"2305\" data-end=\"2326\"><span role=\"text\">3. Tarun Loan<\/span><\/h3>\n<ul data-start=\"2327\" data-end=\"2418\">\n<li data-section-id=\"1azorml\" data-start=\"2327\" data-end=\"2363\">Loan amount: \u20b95 lakh to \u20b910 lakh<\/li>\n<li data-section-id=\"ayhx25\" data-start=\"2364\" data-end=\"2418\">Best for: Established businesses looking to expand<\/li>\n<\/ul>\n<hr data-start=\"2420\" data-end=\"2423\" \/>\n<h2 data-section-id=\"13mt5xq\" data-start=\"2425\" data-end=\"2468\"><span role=\"text\">Who is Eligible for PM Mudra Yojana?<\/span><\/h2>\n<p data-start=\"2470\" data-end=\"2534\">To apply for a Mudra loan, you must meet the following criteria:<\/p>\n<ul data-start=\"2536\" data-end=\"2850\">\n<li data-section-id=\"29gqu4\" data-start=\"2536\" data-end=\"2565\">Must be an Indian citizen<\/li>\n<li data-section-id=\"l77h0y\" data-start=\"2566\" data-end=\"2601\">Age should be 18 years or above<\/li>\n<li data-section-id=\"u5a3os\" data-start=\"2602\" data-end=\"2638\">Must have a viable business plan<\/li>\n<li data-section-id=\"ngj6nk\" data-start=\"2639\" data-end=\"2688\">Business should be non-farm and non-corporate<\/li>\n<li data-section-id=\"1f39e4a\" data-start=\"2689\" data-end=\"2850\">Applicants can include:\n<ul data-start=\"2717\" data-end=\"2850\">\n<li data-section-id=\"1jkw3q6\" data-start=\"2717\" data-end=\"2732\">Shop owners<\/li>\n<li data-section-id=\"9fhcin\" data-start=\"2735\" data-end=\"2746\">Vendors<\/li>\n<li data-section-id=\"qd22er\" data-start=\"2749\" data-end=\"2772\">Small manufacturers<\/li>\n<li data-section-id=\"xb76w7\" data-start=\"2775\" data-end=\"2796\">Service providers<\/li>\n<li data-section-id=\"nj7oiu\" data-start=\"2799\" data-end=\"2822\">Women entrepreneurs<\/li>\n<li data-section-id=\"1yw5yh0\" data-start=\"2825\" data-end=\"2850\">Rural business owners<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr data-start=\"2852\" data-end=\"2855\" \/>\n<h2 data-section-id=\"1s6i2pq\" data-start=\"2857\" data-end=\"2897\"><span role=\"text\">How to Apply for PM Mudra Yojana?<\/span><\/h2>\n<p data-start=\"2899\" data-end=\"2975\">Applying for a Mudra loan is simple and can be done both online and offline.<\/p>\n<h3 data-section-id=\"vzg1zq\" data-start=\"2977\" data-end=\"3001\"><span role=\"text\">Offline Process:<\/span><\/h3>\n<ol data-start=\"3002\" data-end=\"3151\">\n<li data-section-id=\"3bxcjt\" data-start=\"3002\" data-end=\"3051\">Visit your nearest bank (public\/private\/RRB)<\/li>\n<li data-section-id=\"1r9ju5q\" data-start=\"3052\" data-end=\"3097\">Fill out the Mudra loan application form<\/li>\n<li data-section-id=\"1i5wys9\" data-start=\"3098\" data-end=\"3128\">Submit required documents<\/li>\n<li data-section-id=\"i9anc\" data-start=\"3129\" data-end=\"3151\">Wait for approval<\/li>\n<\/ol>\n<h3 data-section-id=\"38zeqg\" data-start=\"3153\" data-end=\"3176\"><span role=\"text\">Online Process:<\/span><\/h3>\n<ol data-start=\"3177\" data-end=\"3319\">\n<li data-section-id=\"1ny2fl8\" data-start=\"3177\" data-end=\"3216\">Visit <a href=\"https:\/\/www.mudra.org.in\/Home\/PMMYBankersKit\">PMMY official website<\/a><\/li>\n<li data-section-id=\"so2o5e\" data-start=\"3217\" data-end=\"3258\">Fill out the online application form<\/li>\n<li data-section-id=\"ino8lj\" data-start=\"3259\" data-end=\"3280\">Upload documents<\/li>\n<li data-section-id=\"140agjo\" data-start=\"3281\" data-end=\"3319\">Submit and track your application<\/li>\n<\/ol>\n<p data-start=\"3321\" data-end=\"3431\">With platforms like Ezeepay, retailers can also assist customers in accessing financial services and guidance.<\/p>\n<hr data-start=\"3433\" data-end=\"3436\" \/>\n<h2 data-section-id=\"1yzfzcg\" data-start=\"3438\" data-end=\"3463\"><span role=\"text\">Documents Required<\/span><\/h2>\n<p data-start=\"3465\" data-end=\"3514\">To apply for PM Mudra Yojana, you generally need:<\/p>\n<ul data-start=\"3516\" data-end=\"3674\">\n<li data-section-id=\"97yama\" data-start=\"3516\" data-end=\"3532\">Aadhaar Card<\/li>\n<li data-section-id=\"4mson7\" data-start=\"3533\" data-end=\"3545\">PAN Card<\/li>\n<li data-section-id=\"7kcpd6\" data-start=\"3546\" data-end=\"3564\">Business proof<\/li>\n<li data-section-id=\"r7lrne\" data-start=\"3565\" data-end=\"3582\">Address proof<\/li>\n<li data-section-id=\"18ba7cb\" data-start=\"3583\" data-end=\"3601\">Bank statement<\/li>\n<li data-section-id=\"5tdwx1\" data-start=\"3602\" data-end=\"3630\">Passport size photograph<\/li>\n<li data-section-id=\"er5v0t\" data-start=\"3631\" data-end=\"3674\">Business plan (for higher loan amounts)<\/li>\n<\/ul>\n<hr data-start=\"3676\" data-end=\"3679\" \/>\n<h2 data-section-id=\"1jo0pc9\" data-start=\"3681\" data-end=\"3710\"><span role=\"text\">Interest Rates &amp; Terms<\/span><\/h2>\n<ul data-start=\"3712\" data-end=\"3914\">\n<li data-section-id=\"ovif7y\" data-start=\"3712\" data-end=\"3753\">Interest rates vary from bank to bank<\/li>\n<li data-section-id=\"j2anjq\" data-start=\"3754\" data-end=\"3793\">Usually range between <strong data-start=\"3778\" data-end=\"3791\">8% to 12%<\/strong><\/li>\n<li data-section-id=\"oiv7gj\" data-start=\"3794\" data-end=\"3820\">No collateral required<\/li>\n<li data-section-id=\"1pgffnx\" data-start=\"3821\" data-end=\"3850\">Flexible repayment tenure<\/li>\n<li data-section-id=\"fe3q4y\" data-start=\"3851\" data-end=\"3914\">Processing fees are minimal or zero (depending on category)<\/li>\n<\/ul>\n<hr data-start=\"3916\" data-end=\"3919\" \/>\n<h2 data-section-id=\"1wq0t0o\" data-start=\"3921\" data-end=\"3955\"><span role=\"text\">Benefits of PM Mudra Yojana<\/span><\/h2>\n<p data-start=\"3957\" data-end=\"3988\">Here are some major advantages:<\/p>\n<h3 data-section-id=\"7vof0y\" data-start=\"3990\" data-end=\"4023\"><span role=\"text\">1. No Collateral Required<\/span><\/h3>\n<p data-start=\"4024\" data-end=\"4073\">You don\u2019t need to pledge any asset to get a loan.<\/p>\n<h3 data-section-id=\"1qncekm\" data-start=\"4075\" data-end=\"4107\"><span role=\"text\">2. Easy Access to Credit<\/span><\/h3>\n<p data-start=\"4108\" data-end=\"4165\">Designed for small businesses with minimal documentation.<\/p>\n<h3 data-section-id=\"pmqcuh\" data-start=\"4167\" data-end=\"4206\"><span role=\"text\">3. Supports Women Entrepreneurs<\/span><\/h3>\n<p data-start=\"4207\" data-end=\"4256\">Special focus on empowering women-led businesses.<\/p>\n<h3 data-section-id=\"z161g5\" data-start=\"4258\" data-end=\"4290\"><span role=\"text\">4. Flexible Loan Options<\/span><\/h3>\n<p data-start=\"4291\" data-end=\"4341\">Choose loan category based on your business stage.<\/p>\n<h3 data-section-id=\"118mc1n\" data-start=\"4343\" data-end=\"4371\"><span role=\"text\">5. Boosts Employment<\/span><\/h3>\n<p data-start=\"4372\" data-end=\"4416\">Encourages self-employment and job creation.<\/p>\n<hr data-start=\"4418\" data-end=\"4421\" \/>\n<h2 data-section-id=\"ixs8t0\" data-start=\"4423\" data-end=\"4462\"><span role=\"text\">Terms &amp; Conditions of Mudra Loan<\/span><\/h2>\n<p data-start=\"4464\" data-end=\"4517\">Before applying, keep these important points in mind:<\/p>\n<ul data-start=\"4519\" data-end=\"4732\">\n<li data-section-id=\"1hxza9r\" data-start=\"4519\" data-end=\"4567\">Loan must be used for business purposes only<\/li>\n<li data-section-id=\"o022fc\" data-start=\"4568\" data-end=\"4601\">Timely repayment is mandatory<\/li>\n<li data-section-id=\"zoms3u\" data-start=\"4602\" data-end=\"4644\">Banks may verify your business details<\/li>\n<li data-section-id=\"l8vsnq\" data-start=\"4645\" data-end=\"4690\">Loan approval depends on creditworthiness<\/li>\n<li data-section-id=\"14csng9\" data-start=\"4691\" data-end=\"4732\">Misuse of funds can lead to penalties<\/li>\n<\/ul>\n<hr data-start=\"4734\" data-end=\"4737\" \/>\n<h2 data-section-id=\"xy6ddx\" data-start=\"4739\" data-end=\"4783\"><\/h2>\n<h2 data-section-id=\"xy6ddx\" data-start=\"4739\" data-end=\"4783\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-509 size-large\" src=\"https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details-1024x512.png\" alt=\"PM Mudra details\" width=\"750\" height=\"375\" srcset=\"https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details-1024x512.png 1024w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details-300x150.png 300w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details-768x384.png 768w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details-1536x768.png 1536w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details-1568x784.png 1568w, https:\/\/ezeepay.app\/blog\/wp-content\/uploads\/2026\/04\/PM-Mudra-details.png 1774w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/h2>\n<p>&nbsp;<\/p>\n<h2 data-section-id=\"xy6ddx\" data-start=\"4739\" data-end=\"4783\"><span role=\"text\">How Will You Receive the Loan Amount?<\/span><\/h2>\n<p data-start=\"4785\" data-end=\"4799\">Once approved:<\/p>\n<ul data-start=\"4800\" data-end=\"4977\">\n<li data-section-id=\"1v68oz6\" data-start=\"4800\" data-end=\"4861\">The loan amount is credited directly to your bank account<\/li>\n<li data-section-id=\"1fnpe2x\" data-start=\"4862\" data-end=\"4922\">In some cases, a Mudra card (RuPay debit card) is issued<\/li>\n<li data-section-id=\"21dahh\" data-start=\"4923\" data-end=\"4977\">You can use the card for business-related expenses<\/li>\n<\/ul>\n<hr data-start=\"4979\" data-end=\"4982\" \/>\n<h2 data-section-id=\"1hndesb\" data-start=\"4984\" data-end=\"5024\"><span role=\"text\">Frequently Asked Questions (FAQs)<\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3 data-section-id=\"1z0asdg\" data-start=\"5026\" data-end=\"5083\"><span role=\"text\">1. Can I apply for Mudra loan without a business?<\/span><\/h3>\n<p data-start=\"5084\" data-end=\"5143\">No, you need a business plan or existing business to apply.<\/p>\n<h3 data-section-id=\"v4e65p\" data-start=\"5145\" data-end=\"5194\"><span role=\"text\">2. Is collateral required for Mudra loan?<\/span><\/h3>\n<p data-start=\"5195\" data-end=\"5231\">No, Mudra loans are collateral-free.<\/p>\n<h3 data-section-id=\"rdcfof\" data-start=\"5233\" data-end=\"5272\"><span role=\"text\">3. How long does approval take?<\/span><\/h3>\n<p data-start=\"5273\" data-end=\"5335\">It usually takes <strong data-start=\"5290\" data-end=\"5311\">7\u201315 working days<\/strong>, depending on the bank.<\/p>\n<h3 data-section-id=\"1cy9pye\" data-start=\"5337\" data-end=\"5387\"><span role=\"text\">4. Can I apply online for PM Mudra Yojana?<\/span><\/h3>\n<p data-start=\"5388\" data-end=\"5440\">Yes, most banks offer online application facilities.<\/p>\n<h3 data-section-id=\"f00bgj\" data-start=\"5442\" data-end=\"5485\"><span role=\"text\">5. What is the maximum loan amount?<\/span><\/h3>\n<p data-start=\"5486\" data-end=\"5526\">Up to \u20b910 lakh under the Tarun category.<\/p>\n<h3 data-section-id=\"8m21pz\" data-start=\"5528\" data-end=\"5563\"><span role=\"text\">6. Is CIBIL score required?<\/span><\/h3>\n<p data-start=\"5564\" data-end=\"5654\">A good credit score improves approval chances but is not always mandatory for small loans.<\/p>\n<h3 data-section-id=\"16taybx\" data-start=\"5656\" data-end=\"5699\"><span role=\"text\">7. Can women apply for Mudra loans?<\/span><\/h3>\n<p data-start=\"5700\" data-end=\"5747\">Yes, and they are encouraged under this scheme.<\/p>\n<h3 data-section-id=\"znh08h\" data-start=\"5749\" data-end=\"5792\"><span role=\"text\">8. Can I take multiple Mudra loans?<\/span><\/h3>\n<p data-start=\"5793\" data-end=\"5849\">Yes, but subject to bank approval and repayment history.<\/p>\n<h3 data-section-id=\"173boy6\" data-start=\"5851\" data-end=\"5890\"><span role=\"text\">9. What businesses are covered?<\/span><\/h3>\n<p data-start=\"5891\" data-end=\"5952\">Retail, manufacturing, service sector, and small enterprises.<\/p>\n<h3 data-section-id=\"1uh2wqw\" data-start=\"5954\" data-end=\"6003\"><span role=\"text\">10. Can Ezeepay retailers help customers?<\/span><\/h3>\n<p data-start=\"6004\" data-end=\"6108\">Yes, Ezeepay retailers can guide customers on financial services and help them access digital solutions.<\/p>\n<hr data-start=\"6110\" data-end=\"6113\" \/>\n<h2 data-section-id=\"la06i7\" data-start=\"6115\" data-end=\"6164\"><span role=\"text\">Why PM Mudra Yojana is Important for India<\/span><\/h2>\n<p data-start=\"6166\" data-end=\"6206\">PM Mudra Yojana plays a crucial role in:<\/p>\n<ul data-start=\"6207\" data-end=\"6331\">\n<li data-section-id=\"q6ng6q\" data-start=\"6207\" data-end=\"6237\">Promoting entrepreneurship<\/li>\n<li data-section-id=\"e96maw\" data-start=\"6238\" data-end=\"6269\">Supporting small businesses<\/li>\n<li data-section-id=\"14hqyzq\" data-start=\"6270\" data-end=\"6295\">Reducing unemployment<\/li>\n<li data-section-id=\"1l3gnsr\" data-start=\"6296\" data-end=\"6331\">Strengthening the rural economy<\/li>\n<\/ul>\n<p data-start=\"6333\" data-end=\"6441\">It bridges the gap between financial institutions and small business owners who often struggle to get loans.<\/p>\n<hr data-start=\"6443\" data-end=\"6446\" \/>\n<h2 data-section-id=\"9dt57q\" data-start=\"6448\" data-end=\"6465\"><span role=\"text\">Conclusion<\/span><\/h2>\n<p data-start=\"6467\" data-end=\"6689\">PM Mudra Yojana is a powerful initiative for anyone looking to start or expand a small business in India. With easy eligibility, no collateral requirement, and government backing, it has become a game-changer for millions.<\/p>\n<p data-start=\"6691\" data-end=\"6807\">If you are planning to become financially independent or grow your business, this scheme can be your stepping stone.<\/p>\n<p data-start=\"6809\" data-end=\"6968\">With platforms like <a href=\"https:\/\/ezeepay.app\/\">Ezeepay<\/a>, accessing such financial opportunities becomes even easier, helping you and your customers move towards a better financial future.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting a small business in India has become easier with government-backed schemes like the PM Mudra Yojana. Whether you are a shop owner, startup enthusiast, or aspiring entrepreneur, this scheme provides financial assistance without heavy documentation or collateral. In this blog, we will cover everything you need to know about PM Mudra Yojana, including eligibility,&hellip; <a class=\"more-link\" href=\"https:\/\/ezeepay.app\/blog\/pm-mudra-yojana-complete-guide-to-start-your-business-with-government-support\/\">Continue reading <span class=\"screen-reader-text\">PM Mudra Yojana: Complete Guide to Start Your Business with Government Support<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":506,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69,280,3],"tags":[395,55,396,400,399,394,393,397,398],"class_list":["post-504","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-government-services","category-new-updates","category-rural-banking","tag-business-loan-india","tag-ezeepay-services","tag-government-scheme","tag-loan-without-collateral","tag-mudra-eligibility","tag-mudra-loan","tag-pm-mudra-yojana","tag-small-business-loan","tag-startup-funding-india","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>PM Mudra Yojana 2026: Eligibility, Benefits, Loan Process &amp; How to Apply<\/title>\r\n<meta name=\"description\" content=\"Learn everything about PM Mudra Yojana \u2013 eligibility, loan types, interest rates, benefits, and step-by-step application process. 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