AEPS Business with Biometric & Face Authentication – Earn More with Ezeepay
The Aadhaar Enabled Payment System (AEPS) has become one of the most reliable and accessible banking solutions in India. It allows customers to perform essential banking transactions using their Aadhaar number along with biometric and face authentication — without the need for debit cards or internet banking.
For retailers, AEPS is not just a financial service; it is a powerful business opportunity. With Ezeepay, retailers can offer secure banking services and earn some of the highest commissions in the market.
In this updated guide, we will cover AEPS services, cash withdrawal process, transaction limits, security upgrades including biometric and face authentication, and how Ezeepay Super Prime Retailers can earn up to ₹15 commission per transaction.
What is AEPS?
The Aadhaar Enabled Payment System (AEPS) is a bank-led payment infrastructure managed by the National Payments Corporation of India (NPCI).
It enables customers to access their bank accounts using:
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Aadhaar number
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Linked bank account
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Biometric authentication (Fingerprint)
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Face authentication (new security layer)
AEPS ensures financial inclusion by making banking services available even in rural and semi-urban areas.
Core AEPS Services
Through AEPS, customers can perform:
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Cash Withdrawal
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Balance Inquiry
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Mini Statement
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Aadhaar to Aadhaar Fund Transfer
These services are processed securely through Aadhaar-based authentication.
AEPS Cash Withdrawal Process
Cash withdrawal is the most frequently used AEPS service.
Step-by-Step Process:
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Enter customer’s Aadhaar number
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Select the customer’s bank
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Enter withdrawal amount
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Authenticate using biometric fingerprint
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Complete face authentication (where applicable)
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Confirm transaction and provide cash
The transaction is completed instantly once authentication is successful.
AEPS Transaction Limits
Transaction limits depend on individual bank policies. Generally:
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Maximum per transaction: Around ₹10,000
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Daily withdrawal limit: Up to ₹50,000
Retailers should always inform customers about limits before processing transactions.
Biometric + Face Authentication in AEPS
Security is the backbone of AEPS.
To strengthen protection and prevent fraud, the National Payments Corporation of India has made biometric authentication mandatory for every transaction.
1. Biometric Authentication
Fingerprint verification ensures:
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The real account holder is present
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Unauthorized access is prevented
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Transaction authenticity is maintained
2. Face Authentication – Advanced Security Layer
Face authentication is now being integrated as an additional verification method.
This technology:
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Captures live facial image
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Matches it with Aadhaar records
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Adds an extra identity verification layer
Benefits of Using Biometric + Face Authentication Together:
✔ Stronger fraud prevention
✔ Reduced identity theft risks
✔ Higher transaction security
✔ Increased customer trust
The combination of fingerprint and face authentication makes AEPS transactions safer than ever before.
AEPS as a High-Income Business Opportunity
AEPS allows retailers to transform their shop into a mini banking point. By offering AEPS services through Ezeepay, retailers can generate daily income while serving their community.
Earn Up to ₹15 Commission Per AEPS Transaction
Ezeepay offers one of the highest commission structures in the market.
For Super Prime Retailers, Ezeepay provides:
Up to ₹15 commission per AEPS transaction
This makes Ezeepay one of the most rewarding platforms for AEPS retailers.
Why Ezeepay Offers Higher Commission
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Strong transaction volume network
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Optimized settlement system
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Retailer-focused growth model
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Performance-based incentives
Higher commission means better profitability and faster business growth for retailers.
How to Become an Ezeepay AEPS Retailer
Starting AEPS business with Ezeepay is simple and structured.
Requirements:
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Aadhaar Card
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PAN Card
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Active Bank Account
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Shop or business location
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Certified biometric device
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Face authentication-enabled system (as applicable)
Steps:
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Register as an Ezeepay retailer
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Complete KYC verification
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Install biometric device
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Get onboarding and training
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Start processing AEPS transactions
Once activated, retailers can begin earning commission immediately.
Handling Transaction Issues
If a transaction fails:
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Check transaction status in dashboard
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Verify reference ID
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Wait for automatic reversal (24–72 hours if applicable)
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Contact support if required
Retailers should always ensure proper biometric capture and stable internet connectivity to reduce failure rates.
Why AEPS is the Future of Assisted Digital Banking
AEPS plays a major role in expanding banking access across India. It eliminates the need for:
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ATM cards
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Debit cards
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Internet banking
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Smartphones
With biometric and face authentication, AEPS is evolving into a highly secure assisted banking model that benefits both customers and retailers.
Why Choose Ezeepay?
Ezeepay provides a secure and profitable AEPS platform designed for long-term retailer growth.
Key Advantages:
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Up to ₹15 commission per transaction for Super Prime Retailers
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Secure biometric + face authentication system
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Fast transaction processing
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Competitive payout structure
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Dedicated retailer support
By partnering with Ezeepay, retailers can increase income, attract more customers, and build trust within their community.
Conclusion
AEPS has transformed banking accessibility by allowing Aadhaar-based transactions supported by biometric and face authentication. With enhanced security and seamless processing, it remains a powerful tool for financial inclusion.
For retailers, AEPS is more than a service — it is a scalable income opportunity. With Ezeepay offering up to ₹15 commission per transaction for Super Prime Retailers, the earning potential is among the highest in the market.
If you are looking to expand your retail business and step into digital financial services, AEPS with Ezeepay is a smart and profitable choice.
Frequently Asked Questions (FAQ)
1. Is biometric authentication mandatory in AEPS?
Yes, fingerprint authentication is mandatory for every transaction.
2. Is face authentication required?
Face authentication is being implemented as an additional security layer along with biometric verification.
3. How much commission can I earn?
Super Prime Retailers can earn up to ₹15 per AEPS transaction with Ezeepay.
4. What is the daily withdrawal limit?
Typically up to ₹50,000 per day, depending on bank policies.
5. How can I upgrade to Super Prime Retailer?
You can contact Ezeepay support to understand eligibility criteria and performance requirements.
