Top 10 Domestic Money Transfer Companies in India – Best DMT Service for Retailers (2026)
Domestic Money Transfer (DMT) has become one of the most profitable and essential services for retailers across India. From kirana stores to digital service centers, thousands of retailers are earning daily by offering domestic money transfer for retailers through reliable platforms. If you are searching for the best DMT service for retailers, a trusted retailer money transfer app, or the highest DMT commission app in India, this detailed guide is designed for you.
This blog focuses on helping retailers choose the right AEPS DMT service provider, understand commission structures, and start or grow a money transfer business near me with maximum profitability.
What is Domestic Money Transfer (DMT)?
Domestic Money Transfer is a banking service that allows customers to send money from one Indian bank account to another using IMPS or NEFT. Retailers act as service points and help customers transfer money instantly while earning commission on every transaction.
Today, DMT combined with AEPS has transformed a normal shop into a complete money transfer shop and digital banking point.
Why DMT is a Profitable Business for Retailers
- Regular daily income through commissions
- High customer demand in rural and semi-urban areas
- Increased shop footfall and customer trust
- Opportunity to offer AEPS, BBPS, and other services
- Low investment and quick onboarding
To maximize earnings, choosing the right domestic money transfer company is the most important decision.
Best Domestic Money Transfer Company in India for Retailers
1. Ezeepay – Best DMT Service for Retailers in India
Ezeepay is one of India’s fastest-growing and most trusted AEPS DMT service providers, especially designed for retailers who want long-term, stable income from money transfer services. Ezeepay focuses on low customer charges, high commission, and fast settlements, making it the preferred retailer money transfer app.
Why Ezeepay is the No.1 Choice for DMT Retailers
- Very low customer charges, helping retailers attract more customers
- DMT commission up to 0.65%, among the best DMT commission rates in India
- Instant IMPS-based money transfer
- AEPS + DMT + BBPS services in one single app
- Fast and smooth KYC process for retailers
- Transparent commission structure with no hidden deductions
- Strong technical support and high transaction success rate
Ezeepay is ideal for retailers who want the highest DMT commission app while keeping customer charges minimal, which directly increases transaction volume and monthly earnings.
How Much Can a Retailer Earn from Ezeepay DMT?
With Ezeepay’s DMT service:
- Average commission: up to 0.65% per transaction
- Low customer charge encourages repeat transactions
- Higher volume leads to consistent daily income
For example, if a retailer processes ₹5,00,000 per month through DMT, earnings can go up to ₹3,250 or more, depending on volume and slab. This makes Ezeepay one of the most profitable platforms for a money transfer business near me.
Other Domestic Money Transfer Companies in India
The following companies also provide DMT services, but their coverage and features are comparatively limited when compared to Ezeepay:
2. Airtel Payments Bank
Provides DMT through its retailer network with standard commission and charges.
3. Fino Payments Bank
Known for micro-ATM and basic DMT services with moderate commission.
4. Oxigen Services
Offers DMT along with recharge and bill payment services.
5. RBL Bank DMT Services
Backend banking support for DMT transactions.
6. Yes Bank DMT Solutions
Provides DMT infrastructure mainly for API-based platforms.
7. ICICI Bank DMT APIs
Used by fintech companies as backend support for domestic money transfer.
8. NSDL Payments Bank
Offers AEPS and DMT services with limited retailer earning potential.
9. PayNearby
PayNearby offers DMT services with a wide network but comparatively higher customer charges and average commission rates.
10. Spice Money
Spice Money provides AEPS and DMT services mainly in rural markets with standard commission structures.
Which is the Best DMT Service for Retailers?
For retailers who are focused on:
- Low customer charges
- High transaction success rate
- Best DMT commission rates in India
- Reliable AEPS DMT service provider
- Easy-to-use retailer money transfer app
Ezeepay clearly stands out as the best domestic money transfer company in India.
How to Start a Money Transfer Business with Ezeepay
Starting your money transfer shop is simple:
- Register as a retailer on the Ezeepay app
- Complete KYC verification
- Activate DMT and AEPS services
- Start offering domestic money transfer to customers
- Earn commission on every transaction
Even a small shop can become a trusted money transfer business near me with Ezeepay’s support.
Conclusion
The demand for domestic money transfer for retailers is increasing every year. Choosing the right platform directly impacts your earnings and customer trust. With very low customer charges and DMT commission up to 0.65%, Ezeepay offers the best combination of profitability, reliability, and growth.
For retailers looking to build a sustainable and profitable money transfer business, Ezeepay is the best DMT service provider in India.
