PM Kisan 22nd, 23rd installment Installment 2026: Reasons for Delay, e-KYC Process & Easy Withdrawal Guide
The PM Kisan Samman Nidhi continues to be one of the most important financial support programs for farmers in India. Under this scheme, eligible farmers receive ₹6,000 annually in three installments, which are directly transferred to their bank accounts through Direct Benefit Transfer (DBT).
The 22nd installment of PM Kisan was successfully transferred on 13 March 2026, bringing financial relief to millions of farmers across the country. However, many farmers are still waiting for their installment. In this blog, we will explain:
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Details of the 22nd installment
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Reasons why some farmers have not received the payment
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Step-by-step e-KYC process
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How farmers can withdraw their PM Kisan money through AEPS and Micro ATM
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Expected timeline for 23rd and 24th installments
Let’s understand everything in detail.
PM Kisan 22nd Installment Released on 13 March 2026
The Government of India released the 22nd installment of the PM Kisan Samman Nidhi scheme on 13 March 2026. Under this installment:
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9 crore 32 lakh farmers received the benefit
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A total amount of ₹18,640 crore was transferred
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The money was credited directly to farmers’ bank accounts through DBT
This installment continues the government’s commitment to support small and marginal farmers with regular financial assistance.
For many rural households, this installment helps cover seeds, fertilizers, irrigation, and other farming expenses before the next cropping season.
However, despite the large number of beneficiaries, many registered farmers have reported that the 22nd installment has not yet reached their accounts.
Why Some Farmers Have Not Received the 22nd Installment
If a farmer has not received the PM Kisan installment, there may be several reasons behind it. The government has made certain compliance requirements mandatory to ensure that benefits reach the correct beneficiaries.
1. e-KYC Not Completed
One of the most common reasons for payment delay is that the farmer has not completed the mandatory e-KYC process.
2. Aadhaar Not Linked with Bank Account
If the Aadhaar number is not linked with the bank account, the payment cannot be processed through DBT.
3. Aadhaar Not Linked with PAN
In some cases, Aadhaar and PAN linkage issues may also create verification problems.
4. Incorrect Bank Details
If the bank account number or IFSC code is incorrect, the installment may fail or remain pending.
5. Mobile Number Not Linked with Aadhaar
Since OTP verification is required for e-KYC, the mobile number must be linked with Aadhaar.
6. Land Record Verification Pending
Some farmers may face delays if land ownership records are still under verification by the state government.
7. Duplicate or Invalid Beneficiary Record
If duplicate registrations or data mismatches are detected, the payment may be temporarily withheld.
e-KYC is Mandatory for PM Kisan Scheme
To continue receiving benefits under the PM Kisan scheme, all registered farmers must complete e-KYC.
The good news is that farmers can easily complete this process from home using the official website or mobile app.
Farmers can complete e-KYC through:
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Official PM Kisan portal
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PM Kisan mobile app
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CSC centers using biometric authentication
Step-by-Step Process to Complete PM Kisan e-KYC
Here is the simple process to complete e-KYC online.
Step 1: Visit the Official Website
Go to the official PM Kisan portal.
Step 2: Open Farmers Corner
On the homepage, find the “Farmers Corner” section.
Step 3: Click on e-KYC
Select the “e-KYC” option.
Step 4: Enter Aadhaar Number
Enter your 12-digit Aadhaar number and click Search.
Step 5: Enter OTP
An OTP will be sent to the mobile number linked with Aadhaar. Enter the OTP.
Step 6: Submit
Click Submit and your e-KYC process will be completed successfully.
Other Ways to Complete e-KYC
Through Mobile App
Farmers can also complete e-KYC using face authentication through the PM Kisan mobile application.
Through CSC Centers
If a farmer is unable to complete the process online, they can visit a nearby Common Service Center (CSC) and complete KYC using biometric fingerprint verification.
Important Note:
e-KYC is mandatory to receive the 22nd installment and future payments.
How Farmers Can Withdraw PM Kisan Money Easily
Once the installment is credited, farmers can withdraw the money easily from nearby Ezeepay Customer Service Points (CSPs) or AEPS centers.
One convenient way is through Ezeepay service centers.
Farmers can withdraw their PM Kisan funds through:
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AEPS (Aadhaar Enabled Payment System)
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Micro ATM machines
This allows farmers to withdraw cash without visiting a bank branch, which is extremely useful in rural areas.
Withdraw PM Kisan Money Through AEPS
With AEPS, farmers only need:
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Aadhaar number
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Bank name
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Biometric authentication
After verification, they can instantly withdraw cash from their bank account.
This service helps farmers access their government benefits quickly and conveniently.
Benefits for Retailers Providing AEPS Service
Retailers providing AEPS services can also earn extra income while helping farmers.
Through Ezeepay AEPS services:
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Normal Retailer Commission: Up to ₹12 per transaction
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Super Prime Retailer Commission: Up to ₹15 per transaction
This is considered one of the highest AEPS commissions available in the market.
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Face Scan and Iris Scan AEPS Transactions
Sometimes farmers face issues where fingerprint authentication fails due to worn fingerprints or technical issues.
In such cases, retailers can still complete the transaction using:
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Face Scan Authentication
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Iris Scan Authentication
This ensures that farmers can withdraw their PM Kisan funds even if fingerprint verification fails.
Expected Timeline for PM Kisan 23rd and 24th Installments
The PM Kisan scheme usually releases installments every four months.
PM Kisan 23rd Installment
Expected between June – July 2026
PM Kisan 24th Installment
Expected between October – November 2026
However, the exact dates will be officially announced by the government.
Possible Changes in Future PM Kisan Installments
The government may introduce improvements in upcoming installments such as:
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Stronger Aadhaar verification
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Mandatory e-KYC compliance
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Improved land record verification
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Advanced digital authentication systems
These measures aim to ensure that the scheme benefits genuine farmers across India.
Conclusion
The 22nd installment of PM Kisan, released on 13 March 2026, has benefited 9.32 crore farmers with ₹18,640 crore transferred directly to bank accounts.
Farmers who have not received their payment should check:
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e-KYC status
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Aadhaar linkage with bank
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Correct bank details
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Mobile number linkage
Once the payment is credited, farmers can easily withdraw their money through AEPS or Micro ATM services at nearby service centers.
Retailers using Ezeepay AEPS can even complete transactions through Face Scan and Iris Scan, ensuring that farmers never face difficulty accessing their funds.
