Big Update: ₹250 Crore Transferred! Mukhyamantri Mahila Rojgar Yojana Empowers 25 Lakh Women in Bihar
In a landmark move towards financial inclusion and women’s empowerment, the Bihar Government, led by Chief Minister Nitish Kumar, has initiated a massive fund transfer under the Mukhyamantri Mahila Rojgar Yojana.
Today, a staggering ₹250 Crores have been disbursed directly into the bank accounts of 25 lakh women across the state. Each beneficiary has received ₹10,000 as a startup grant to kickstart small businesses and become “Atmanirbhar” (self-reliant).
For Ezeepay Retailers, this isn’t just news—it’s a massive business opportunity. With a sudden influx of cash in the market, the demand for AEPS (Aadhaar Enabled Payment System) and local banking services is set to skyrocket.
What is the Mukhyamantri Mahila Rojgar Yojana?
The Mukhyamantri Mahila Rojgar Yojana is a flagship initiative by the Bihar government designed to provide “Seed Capital” to women. Unlike a traditional loan, this ₹10,000 grant is intended to help women in rural and semi-urban areas start micro-enterprises such as tailoring, grocery shops, handicraft units, or poultry farming.
The Scale of the Impact: Why This Matters
The transfer of ₹250 Crores in a single day is a game-changer for the local economy.
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Direct Benefit Transfer (DBT): The money has reached the beneficiaries without any middlemen.
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Economic Boost: This capital will circulate in local markets, increasing the purchasing power of rural households.
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Financial Literacy: Millions of women are now interacting with the digital banking ecosystem, many for the first time.
Attention Ezeepay Retailers: Your Week of Record Earnings Starts Now.
With ₹250 Crores landing in bank accounts, women will be rushing to withdraw their funds to start their business activities. Banks and ATMs in Bihar are expected to be overcrowded. This is where YOU, the Ezeepay Retailer, come in as the “Digital Sahayak.”
The Opportunity:
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Increased Cash Flow: Market liquidity is at an all-time high this week.
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High AEPS Demand: Most beneficiaries use Aadhaar-linked accounts. They prefer the convenience of an Ezeepay shop over standing in long bank queues.
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Higher Commissions: More withdrawals mean more commission per transaction.
Action Plan for Retailers:
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Maintain Sufficient Cash: Ensure you have enough physical cash to cater to the high volume of withdrawals.
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Ready Your Equipment: Check your Biometric/Fingerprint devices and ensure your Ezeepay app is updated.
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Promote Your Services: Hang a banner outside your shop: “Withdraw your Mukhyamantri Mahila Rojgar Yojana money here via Aadhaar!”
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Cross-Sell: While they withdraw cash, offer them Mobile Recharges, Bill Payments, or Insurance services available on the Ezeepay platform.
How to Apply and Check Eligibility (The Process)
If you are a resident of Bihar and haven’t received the benefit yet, here is everything you need to know:
Who is Eligible? (The “What”)
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Must be a permanent resident of Bihar.
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Age should be between 18 to 50 years.
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Preference is given to women associated with Jeevika (SHGs) or those from economically weaker sections.
How to Check Status? (The “How”)
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Visit an Ezeepay Outlet: Take your Aadhaar card to the nearest Ezeepay retailer to check your balance via AEPS.
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PFMS Portal: You can check the DBT status on the Public Financial Management System (PFMS) website using your bank account number.
Application Process (The “When”) Applications are usually processed through the District Industry Centers (DIC) or through Jeevika coordinators. Keep your Aadhaar, Bank Passbook, and Residential Certificate ready for the next phase of enrollment.
Why Choose Ezeepay for Withdrawing Yojana Funds?
Ezeepay has become the most trusted name in Bihar for rural banking. Here’s why women prefer Ezeepay:
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Doorstep Banking: No need to travel kilometers to a bank branch.
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Instant Receipts: Get a digital or printed receipt for every withdrawal.
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Safety: Biometric authentication ensures that only the rightful owner can withdraw the money.
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No Hidden Charges: Transparent transactions with the help of local, trusted retailers.
Frequently Asked Questions (FAQs)
Q1: Is the ₹10,000 a loan that needs to be repaid?
A: In most cases under this scheme, the initial ₹10,000 is a grant or a highly subsidized amount to encourage entrepreneurship. Check with your local Jeevika coordinator for specific repayment terms, if any.
Q2: My transaction failed, but the money was deducted. What should I do?
A: Don’t panic. In the AEPS system, if a transaction fails due to network issues, the money is automatically reversed to your bank account within 2 working days. Your Ezeepay retailer can help you track the “RRN” number.
Q3: Can I withdraw the full ₹10,000 at once from an Ezeepay shop?
A: Yes, depending on your bank’s daily AEPS limit (usually ₹10,000 per day), you can withdraw the entire amount in one go at an Ezeepay outlet.
Q4: Do I need a smartphone to receive this money?
A: No. The money is sent via DBT to your linked bank account. You only need your Aadhaar and thumbprint to withdraw it at an Ezeepay store.
Conclusion
The Mukhyamantri Mahila Rojgar Yojana is more than just a financial scheme; it is a movement to make the women of Bihar the leaders of tomorrow’s economy. With Ezeepay bridging the gap between the government and the citizen, financial services have never been more accessible.
To all our Retailers: The “Golden Week” is here. Let’s serve every mother and sister with speed and integrity.
Maximum Withdrawals, Maximum Transactions, Maximum Earnings!
